Best Cd Rates 2025 Predictions Reddit. Opening a certificate of deposit (cd) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set. But that window of opportunity is closing fast.
The fed is poised to cut rates here in 2024 which means the bottom is apt to drop out of cd rates here in the next. By shopping our daily ranking of the best cd rates, you can choose from dozens of great options that pay between 4% and 5.50% on terms lasting until 2025, 2026—or even.
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